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Chargebacks911 has launched the Unified Dispute Management System (UDMS), the first platform to deliver Disputes-as-a-Service for the global payments industry. The new system links issuers, acquirers, and merchants through a shared data network. This network is meant to make dispute resolution easier and faster.

For years, the payments ecosystem has struggled with fragmented systems and limited visibility. Chargebacks911’s platform addresses this issue by creating a single, clear space for every transaction. It works with existing technology and combines data from various sources, which lowers errors and manual work.

According to the company, UDMS delivers plug-and-play integration, flexible subscription pricing, and automated decision tools. It supports a wide range of payment types, including card transactions, ACH, digital wallets, and real-time payments.

Building transparency across the payments ecosystem

Chargebacks911 says the platform shifts dispute management from a one-sided process to a collaborative model. Through unified data exchange, all participants can see the same verified transaction details in real time. This shared view helps stop chargebacks and leads to quicker, more precise outcomes.

Early adopters from the fintech, eCommerce, and banking sectors report noticeable improvements in processing speed and cost efficiency. Many also point out that the system improves communication between stakeholders. Companies have struggled with handling disputes efficiently for a long time.

With UDMS, Chargebacks911 positions itself as a key innovator in merchant dispute resolution and chargeback prevention. The company aims to bring transparency, automation, and data intelligence to the global payments ecosystem through this launch, setting a new standard for managing disputes across the industry.

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News Source: Businesswire.com

In a major payment-infrastructure move, Thailand and China have expanded their cross-border payment connectivity through PromptPay and Alipay (part of the Ant International ecosystem). This new initiative enhances QR payment options for tourists and merchants, reinforcing digital economy growth.

Under the oversight of the Bank of Thailand, National ITMX (NITMX) and Ant International are working alongside Krungthai Bank to enable Chinese travellers to make payments at millions of Thai merchants by scanning Thai merchants’ PromptPay QR codes. 

Krungthai Bank has been appointed as the settlement bank for this project. Its digital banking infrastructure will power the payment flows between China and Thailand. 

Strengthening Cross-Border Digital Payments

NITMX’s managing director, Chatchai Dusadenoad, said the new service not only simplifies payment for tourists but also opens business opportunities for Thai merchants of all sizes. He positioned NITMX as vital to Thailand’s digital payments ecosystem and international expansion. 

Edward Yue from Ant International stated that the partnership supports Thailand’s vision of reducing barriers between global consumers and local businesses. Edward Yue added that this initiative will further enhance cross-border trade and financial connectivity. He emphasized that this collaboration strengthens cross-border connectivity and promotes seamless international transactions. He noted that tourism links, especially between Thailand and China, are a driving force behind this initiative. 

The initial roll-out covers Chinese visitors using Alipay wallets at Thai merchants. Over time, the service will grow to include more cities and types of merchants. This will involve small businesses and places outside the main tourist areas.

For Thailand, this payment linkage is expected to stimulate tourism, trade, and investment. For China, it makes traveling easier for people going abroad and improves payment use in international markets. That dual benefit highlights the strategic importance of this cross-border payment partnership.

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News Source: Businesswire.com

Prospero.ai today announced a strategic partnership with Finimize to deliver institutional-grade AI insights to retail investors. Through this collaboration, Finimize’s analyst team will incorporate Prospero.ai’s AI-driven signals into its market coverage.

The goal is to connect institutional intelligence with access for retail investors. Analysed signals from Prospero.ai will add deeper predictive insight and support Finimize’s mission of empowering everyday investors. According to the announcement, Prospero.ai’s signals outperformed the market by over 78% year-to-date. 

“We’re proud to partner again with Finimize,” said George Kailas, CEO of Prospero.ai. “Together we’re empowering retail investors with the same calibre of intelligence institutions use every day.” 

Carl Hazeley, CEO of Finimize, added: “Our focus has always been empowering retail investors to make more informed decisions. Prospero.ai aligns perfectly with that mission.” 

This partnership marks the third collaboration between Prospero.ai and Finimize. The two fintech innovators will jointly explore tools to expand financial education and deliver actionable market intelligence at scale. 

In addition, Prospero.ai continues to grow rapidly in user base, revenue, and recognition. The company was named Best AI Fintech Start-Up USA 2025 by Global Financial Market Review. 

Retail investors today face a complex market. By combining Finimize’s community reach (over one million subscribers) with Prospero.ai’s institutional-grade AI signals, everyday investors gain access to data-driven insights previously reserved for institutions. 

Prospero.ai and Finimize’s partnership aims to level the playing field – and usher in a new era of informed, AI-powered retail investing.

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News Source: Businesswire.com

LiveFlow has launched FinanceIQ, a modern budgeting platform designed to enhance control and scalability in financial planning for mid-market teams.

FinanceIQ allows departments to manage their line items, keeping budgets clear, consistent, and coordinated throughout the organization. Department heads can sync numbers directly from Excel or Google Sheets, streamlining the budgeting process.

The platform includes approval flows that make sure only approved values go into the master budget, creating a single source of truth. Additionally, FinanceIQ provides personalized budget vs. actuals for every department, promoting ownership and accountability.

Lasse Kalkar, Co-Founder and CEO of LiveFlow, said that great FP&A starts with operators who work with the numbers daily. “FinanceIQ brings structure and accountability without sacrificing flexibility.”

Fast-growing companies trust FinanceIQ to streamline financial workflows without increasing their finance and accounting teams. “FinanceIQ has helped us cut reporting and forecasting time from 15+ days to just 7,” said Danial Shaikh, VP of Finance at Milk Moovement.

LiveFlow is the #1 platform for mid-market finance teams, helping companies automate multi-entity consolidation, build live dashboards, and now manage budgeting and planning with FinanceIQ.

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News Source: Businesswire.com

Paymentology has introduced its new platform PayCredit to enable credit innovation for digital banks and fintechs. Paymentology, a global issuer processor, created PayCredit to make credit ledger management and card issuing easier.

As consumer demand shifts, legacy credit systems struggle to support both revolving and installment credit models. PayCredit addresses this gap by providing a cloud-first solution that supports credit billing cycles, installments, “buy now, pay later” (BNPL) options and real-time balance tracking. 

According to Rob Macmillan, Group Product Manager at Paymentology: “We saw that many neobanks and fintechs want to offer credit, but existing solutions lack a key credit ledger feature. With PayCredit, we’ve built a modern, cloud-first credit capability that gives them the control, flexibility, and speed to launch smarter credit products, without the usual complexity.” 

The platform integrates card issuance, supports digital wallets (e.g., Apple Pay, Google Pay, Samsung Pay), and offers customization of limits, interest rates, billing cycle, and repayment models via a single API. It also includes UAT simulation testing to validate months of transaction processing in minutes. 

Jeff Parker, CEO at Paymentology, added: “As expectations shift, issuers need infrastructure that can keep pace, and credit systems built on debit rails simply can’t deliver. PayCredit gives our clients the ability to launch and scale credit offerings quickly and responsibly, with full control over the experience and economics.” 

Already deployed by fast-growing digital banks, PayCredit enables issuers to offer credit products without building full-scale lending infrastructure. As a result, issuers accelerate time-to-market and open new revenue streams in markets where debit-only offerings limit growth.

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News Source: Businesswire.com

Newegg Business, part of Newegg Commerce, Inc., announced today a strategic partnership with Credit Key, a B2B financing provider. This collaboration lets businesses secure technology immediately and repay later using flexible payment terms from Net 30 up to 12 months.

Credit Key enhances Newegg’s existing Net 30 Credit Line by introducing extended-term payment options. As a result, businesses can now purchase IT and electronics with payment plans ranging from Net 30 to 12 months, plus promotional offers and longer-term installments.

To mark the launch, Newegg Business and Credit Key are offering a 60-day interest-free window for qualified business customers, doubling the standard Net 30 period. This move allows companies to invest in essential tech without incurring extra cost immediately.

“At Newegg Business, we understand that maintaining cash flow is essential for every business,” said Ivan McClain. He serves as the Marketing Manager at Newegg Business. He added that the company’s partnership with Credit Key provides customers with Net 30 and extended financing options. This collaboration allows businesses to purchase essential IT equipment when needed. It also enables them to pay later, easing financial pressure and supporting smarter investments. This flexibility supports strategic investment, better budget control, and credit growth over time.”

How the Newegg Business & Credit Key Partnership Works

Newegg Business targets B2B procurement with a broad catalog of IT, computing, and electronics products. Credit Key offers business payment flexibility via net terms, installment plans, and financing. Together, they let companies purchase needed hardware now and pay over time, easing cash flow strain.

Key advantages of this partnership include:

“Our mission at Credit Key is to give businesses financial flexibility to thrive,” said Ben Margolis, VP of Sales at Credit Key. “This launch featuring 0% interest for 60 days empowers companies to get the technology they need now while protecting cash flow.”

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News Source: Businesswire.com

TransUnion, responds to FHFA Director Bill Pulte’s call to promote competition in mortgage credit scoring and lower borrowing costs for consumers. This strategic pivot allows mortgage lenders to leverage TransUnion’s trended and alternative credit data to reward responsible behavior, while safeguarding the $13 trillion U.S. residential mortgage market. Today, TransUnion introduces new mortgage credit tools pricing and product upgrades. At the core is VantageScore® 4.0, built on trended and alternative data, for improved predictiveness and wider financial inclusion. 

Since 2016, TransUnion has led with trended data in mortgages, and GSEs now require it for underwriting to better assess risk. With new lender choice, VantageScore 4.0 can be used early in mortgage applications. That enables 33 million credit-invisible consumers to be scored, giving more Americans access to homeownership. TransUnion offers this alternative at a deep discount to FICO’s price increase.

“TransUnion reaffirms its mission to expand affordable mortgage credit by combining premium credit data with user-friendly tools for lenders and consumers,” said Chris Cartwright, President and CEO.

TransUnion’s Enhanced Mortgage Tools

“Trended and alternative credit data unlocks a fuller consumer profile, and TransUnion’s new solutions bring this data into mortgage lending to benefit all participants,” said Satyan Merchant, Senior VP and mortgage business leader at TransUnion.

TransUnion uniquely provides 30 months of trended credit data. It now adds alternative data like rental and utility tradelines plus short-term lending attributes to its mortgage credit report. These insights help more creditworthy borrowers qualify for home ownership.

Starting in 2026, TransUnion will offer:

All features will roll out on TransUnion’s TruIQ™ analytics platform. TruIQ merges TransUnion’s data into a single cloud-native analytics tool that integrates first- and third-party data. This platform empowers lenders to stay agile and competitive in a fast-shifting environment.

The Value of VantageScore

As the first mortgage score powered by trended data, VantageScore 4.0 opens credit access to more consumers. With trended and alternative data embedded, lenders, GSEs, and investors gain a comprehensive consumer view, ensuring mortgage underwriting remains safe and sound. Major banks and over 3,700 U.S. institutions already use VantageScore. Over 220 million consumers have direct access to their VantageScore nationwide.

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News Source: Globenewswire.com

C1 Fund Inc. has announced an equity investment in Chainalysis Inc., a leading blockchain data and compliance platform that enhances trust, transparency, and security across the global digital-asset ecosystem.

The investment underscores C1 Fund’s strategy to back companies driving innovation in digital finance infrastructure. Chainalysis plays a pivotal role in building a compliant blockchain economy. The company provides actionable intelligence and trusted analytics solutions.

Strengthening the Infrastructure of Digital Finance

Chainalysis delivers advanced data analytics, software, and research tools that help financial institutions, governments, and digital-asset firms identify illicit activity and evaluate counterparty risk. Its platform supports compliance with complex and evolving regulations across more than 70 countries, making it a trusted name in blockchain data intelligence.

Elliot Han, Chief Investment Officer at C1 Fund Inc., said that Chainalysis is a cornerstone of modern blockchain infrastructure. He added that it turns complex blockchain data into actionable insights. “As institutional involvement in digital assets increases, demand for reliable compliance frameworks continues to grow. Our investment reflects strong confidence in the infrastructure of trust that allows the digital economy to scale responsibly.”

Expanding the C1 Fund Portfolio

ChatGPT said:

This latest investment aligns with C1 Fund’s mission to build a diverse portfolio of high-impact private companies. These companies are shaping the future of digital finance. The fund remains committed to supporting firms that drive transparency, security, and responsible growth in emerging financial technologies.

“We’re proud to welcome Chainalysis to the C1 Fund portfolio,” said Dr. Najam Kidwai, Chief Executive Officer of C1 Fund Inc. “The company’s leadership in blockchain compliance and data transparency is essential for building a secure digital ecosystem. This investment demonstrates our belief in Chainalysis’s critical role in advancing responsible innovation across blockchain finance. We look forward to unveiling more strategic investments in the coming weeks.”

By partnering with leading blockchain data and compliance platforms, C1 Fund aims to reinforce global trust in digital assets while fueling innovation across the financial technology landscape.

Explore Finance Tech News for the latest innovations in financial technologies and expert insights shaping the future of digital finance!

News Source: Businesswire.com

San Francisco-based fintech startup BON Credit has launched an AI platform designed to help GenZ consumers manage credit, debt, and personal finances effortlessly. The platform, built on CredGPT, delivers personalized insights through interactive AI conversations and intelligent automation.

Through this launch, BON Credit aims to simplify financial management and enhance financial literacy among younger consumers. The platform allows users to track credit, manage debt, and build better financial habits with ease.

According to Samder Singh Khangarot, Co-founder and CEO of BON Credit, “Financial literacy among GenZ and Millennials is still low. Without better education and tools, many risk long-term debt. BON Credit combines AI personalization with a user-friendly design to redefine how young professionals manage their credit.”

The AI tool is gaining momentum and could reshape the $18 trillion U.S. consumer credit market. The company officially launched its app in October 2025, introducing automation in selecting credit cards, managing debt payments, optimizing budgets, and boosting credit scores over time.

Smart Credit Selection and Real-Time Insights

One of BON Credit’s standout features is its AI credit card finder. Users can type queries such as “best card for cash back,” and the system instantly searches over 14,000 credit options. It compares fees, rewards, eligibility, and expert reviews to offer unbiased recommendations. Users can also apply for cards directly through BON Credit or explore additional options.

Additionally, the company will soon introduce a feature that prioritizes credit payments. This tool will suggest which cards to pay first and how much to pay, optimizing both credit scores and cash flow.

The platform also plans to reward responsible financial behavior. Users who make recommended payments can earn gift cards redeemable through the BON Credit wallet, encouraging good financial habits.

Co-founder Darwin Tu said, “We designed BON Credit to make financial literacy engaging and accessible. It helps young consumers take control without feeling overwhelmed.”

Target the AI Native Generation

Khangarot and Tu built BON Credit for the AI GenZ audience, who are open to digital tools for financial decision-making. The founders highlight the importance of shaping smart financial habits early. They note that declining U.S. credit scores and rising debt levels show the urgent need for accessible financial education.

Recent data support their view. The national average credit score has fallen for two consecutive years, while total U.S. credit card balances hit $1.209 trillion in Q2 2025, marking a 30% rise from pre-pandemic levels, according to the Federal Reserve Bank of New York.

Experienced Founders and Secure Operations

The founders bring extensive experience to the fintech space. Khangarot, a global entrepreneur and former engineer, previously co-founded Absolute Foods and Growspace Crypto, one of India’s fastest-growing crypto startups. He also supported India’s Ministry of Finance in launching a $300 million fund for entrepreneurs.

Tu, a Silicon Valley entrepreneur and former FICO executive, played a key role in developing the industry-standard credit score model used by U.S. credit bureaus and led the creation of TransUnion’s first credit bureau score in Asia.

BON Credit is free to use and plans to introduce premium features in early 2026. The company partners with Plaid to ensure secure financial data integration and follows strict industry-standard security protocols. All user data is encrypted and remains private.

By merging advanced AI, personalized insights, and a user-first design, BON Credit aims to help GenZ achieve financial freedom while addressing the growing debt crisis in America.

Explore Finance Tech News for the latest innovations in financial technologies and expert insights shaping the future of digital finance!

News Source: Gobenewswire.com

Rational Exponent, an AI-native fintech company, has officially emerged from stealth with the launch of re:agent, a next-generation AI platform for banks. Built by banking experts and technology leaders, the platform helps financial institutions turn risk and compliance into engines of growth and innovation. With re:agent, banks can now create compliant, approval-ready products in days instead of months or years.

re:agent – Redefining Risk and Compliance for Financial Institutions

Today’s banking leaders face intense regulatory challenges, rapid digital transformation, and pressure to grow in a competitive landscape. Rational Exponent’s re:agent addresses these demands through three powerful product suites re:agent IQ, re:agent EX, and re:agent Business Catalyst. Together, they drive enterprise-wide automation, ensuring smarter governance and faster product innovation.

“As regulations continue to expand, banks are seeking intelligent automation to ease operational burdens,” said Ian Watson, Head of Risk Analyst at Celent. “Unlike typical compliance tools that stop at policy creation, re:agent advances further. It matures policies, operationalizes them, and ensures continuous workflow compliance. This allows banks to innovate confidently while staying within governance guardrails.”

re:agent Product Suite

re:agent IQ:

re:agent EX:

re:agent Business Catalyst:

AI-Driven Compliance for Smarter Banking

“Throughout my career, I’ve seen how regulatory complexity can quietly hinder innovation,” said Boe Hartman, Board Member at Rational Exponent and former Goldman Sachs Partner. “Rational Exponent changes that dynamic by transforming compliance and operational risk into business value. With AI-driven intelligence embedded in banking workflows, the platform empowers teams to innovate faster, reduce risk, and confidently achieve compliance. This is the breakthrough the banking industry has long needed.”

The introduction of re:agent marks a pivotal shift for the financial technology sector, offering banks an intelligent path to scale compliance, accelerate growth, and enhance efficiency all through automation and AI.

Explore Finance Tech News for the latest innovations in financial technologies and expert insights shaping the future of digital finance!

News Source: Businesswire.com

Klarna, the global digital bank and flexible payments leader, has announced its support for Google’s Agent Payments Protocol (AP2). The open standard aims to enable secure, agent-led payments across digital platforms. This step builds on Klarna’s long-standing collaboration with Google, which already includes integrations with Google Pay, Chrome’s autofill, Google Store, Google Play, and Google Cloud.

David Sykes, Chief Commercial Officer at Klarna, highlighted the partnership’s importance. “Agent-led commerce opens a new frontier that demands transparency, trust, and smarter payment experiences,” he said. “By strengthening our relationship with Google, we’re helping shape an open and responsible payments framework for the future of digital shopping.”

Klarna Powers the Future of Agent-Led Commerce

Klarna’s advanced technology already supports seamless, flexible payments for global consumers. The company offers real-time underwriting, multiple payment options from debit to interest-free installments, and transparent terms users can trust.

Now, through Agent Payments Protocol, Klarna extends these capabilities to agentic commerce. Shoppers can now enjoy intelligent and consistent payment experiences while interacting directly with an agent. They can also delegate transactions seamlessly to their agent for added convenience. The initiative further ensures safety and convenience in the evolving world of digital payments.

Stavan Parikh, VP/GM of Payments at Google, praised Klarna’s contribution. “For years, we’ve partnered with Klarna to deliver secure and innovative payment experiences,” he said. “Their involvement in shaping Agent Payments Protocol shows the value of cross-industry collaboration to build open, scalable, and secure frameworks for the future of commerce.”

Klarna and Google Lead the Shift to Intelligent Payments

Klarna’s participation in Agent Payments Protocol underscores its evolution from a flexible payments provider to a core infrastructure contributor in digital commerce. This milestone also highlights the company’s expanding role in creating intelligent, secure, and intuitive shopping experiences alongside Google.

Together, Klarna and Google are paving the way for smarter and safer agent payments that define the next era of online transactions.

Explore Finance Tech News for the latest innovations in financial technologies and expert insights shaping the future of digital finance!

News Source: Businesswire.com

MasterQuant today announced its upgraded trading bot, designed to deliver smarter, faster, and more transparent investment trading experiences. The company aims to combine AI, risk control, and user oversight to support both novice and experienced traders.

Adaptive Automation Enhances Trading Efficiency

Markets have become increasingly volatile, with sector rotations, macroeconomic shocks, and unpredictable price swings. Consequently, automated systems with real-time feedback loops are essential. MasterQuant’s new bot adapts daily to market behavior, optimizing execution strategies while reducing unnecessary risk.

The bot uses machine learning, quantitative analytics, and execution engineering to evaluate multiple trading strategies. It supports trend following, mean reversion, and hybrid approaches while considering layered signals and risk constraints. The system continuously monitors order flow, momentum shifts, volatility, and cross-asset correlations. Based on these factors, it can adjust positions, entry and exit timings, or pause trading during turbulence.

Transparency remains a key focus. Every trade is logged in the user dashboard, showing signal triggers, risk filters, and execution paths. This open design ensures users can trust the automation rather than treating it as a “black box.”

MasterQuant also maintains flexibility. Traders can override or pause the bot and switch to manual control, making the system a supportive assistant rather than a replacement for human judgment.

Expanding Accessibility Across Markets

As crypto and digital asset markets grow, both retail and institutional investors seek structured automation with strong risk oversight. MasterQuant’s trading bot connects to major digital asset markets and integrates multi-asset signals to smooth drawdowns across cycles.

Backed by quantitative analysts, data scientists, and engineers, the system has been tested in volatile and low-liquidity environments. Simulation and forward testing validated stability, risk adherence, and signal responsiveness. With a $100 trial bonus, new users can experience the platform risk-free and leverage AI-driven insights for smarter trading.

Explore Finance Tech News for the latest innovations in financial technologies and expert insights shaping the future of digital finance!

News Source: Globenewswire.com