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Is fraud outpacing fintech?

The Justice Committee revealed that fraudsters scammed consumers out of a record £1.3 billion in the UK alone last year. This enormous sum is the result of fraud’s many guises as well as its wide range of targets, which includes everyone from individuals to businesses and governments.

Fraud has seen enormous growth, particularly in recent years. Owing to a difficult economic climate and the transition to digital banking throughout the Covid-19 pandemic, by midway through 2021, online fraud saw a rise of 285% compared to the previous year.

In part, its prominence has been driven by explosive growth in the fintech sector more generally. By delivering efficient and seamless customer experiences, rapid decision-making and fast payment processes, all while lowering costs, the fintech sector has shown rapid expansion.

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