Balance, a leading AI-driven B2B payment platform, has teamed up with Alibaba.com to launch an embedded financing solution, ‘Pay Later for Business,’ aimed at empowering small and mid-sized enterprises (SMEs) in the U.S.
With this integration, Alibaba.com’s U.S. business buyers can now choose Balance as a payment method during checkout, enabling qualified users to access instant credit and defer payments—an essential tool in managing cash flow and expanding purchasing power.
The solution leverages Balance’s advanced AI risk engine to deliver real-time credit assessments and high approval rates, even for SMEs often excluded from traditional financial services.
“Business buyers need flexibility to grow,” said Yiran Li, Head of Customer Retention Strategy at Alibaba.com U.S. “By embedding Balance into our checkout, we’re helping customers pay on their terms.”
Bar Geron, CEO and Co-founder of Balance, emphasized the significance of access to credit in today’s economic climate: “Especially with rising tariffs, having financial flexibility can be the difference between surviving and thriving.”
This partnership follows Balance’s recent integration with Instacart Business, further expanding its reach across major B2B platforms. By embedding solutions like Buy Now, Pay Later and automated invoice payments directly into checkout, Balance enables platforms to increase order values, boost conversions, and improve customer retention—without added credit risk or operational burden.
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News Source: Businesswire.com