MyPoint Credit Union has partnered with Upstart to expand its reach in Personal Lending. This San Diego-based institution wants to offer modern experiences to its members. The partnership utilizes artificial intelligence to streamline the entire borrowing process. Because of this, more consumers can access credit products through digital channels. The collaboration officially began through the Upstart Referral Network in late 2025. This allows MyPoint to serve a broader audience across the San Diego region.
Upstart offers an AI-powered marketplace that matches consumers with multiple lenders. In this way, MyPoint is able to approve more borrowers at competitive rates using the technology. The system guarantees speed and ease in the application process for all qualified applicants. This way, members enjoy a completely automated digital experience.
Advancing Digital Finance for Credit Union Members
The credit union focuses on building experiences around the needs of today’s borrowers. This move reflects a commitment to investing in innovative financial solutions. Moreover, the all-digital platform removes many traditional barriers to credit. It helps small businesses and families manage their money with greater ease. MyPoint continues to evolve by adopting these sophisticated tools for its member base.
“As a San Diego-based, member-driven financial institution, MyPoint Credit Union is focused on designing lending experiences around the needs of today’s borrowers,” said Peter Butler, Chief Operating Officer at MyPoint Credit Union. “By partnering with Upstart, we are able to grow beyond our traditional channels to reach new audiences, while delivering a modern, streamlined lending experience to more individuals across the communities we serve.”
“We’re proud to have MyPoint Credit Union be part of the family of Upstart lending partners,” said Michael Lock, Senior Vice President of Lending Partnerships at Upstart. “By leveraging Upstart’s AI-powered, all-digital lending platform, MyPoint can expand its reach and deliver a fast, seamless borrowing experience to more creditworthy individuals across San Diego.”
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News Source: Businesswire.com
