Nada Holdings, Inc. (“Nada”), a financial technology company, announced a new capital partnership. The company helps homeowners access and manage their home equity through financial products. The agreement involves a private fund managed by O’Connor Capital Solutions (“OCS”). Under the agreement, OCS will provide up to $300 million. The capital will support purchases of Home Equity Agreements (“HEAs”) originated by Nada. As a result, the partnership expands Nada’s ability to originate Home Equity Agreements. The company can now support more homeowners across the United States.
Moreover, the partnership adds another major institutional capital provider to Nada’s platform. Nada previously announced a strategic capital partnership with Medalist Partners in January 2026. Therefore, the OCS agreement gives Nada a second major institutional capital partner within one year. Together, these partnerships show growing institutional interest in Nada’s origination platform. They also highlight increased interest in Home Equity Agreements. The agreements are emerging as a residential asset class within the U.S. housing market.
“Partnering with OCS marks an important next stage in Nada’s growth,” said John Green, Founder and President of Nada. “OCS brings deep experience across real estate and structured credit, a highly collaborative approach and the capacity to grow with us. Their decision to partner with Nada is a strong validation of the platform we have built and gives us a strategic partner to scale responsibly for years to come.”
Nada Reports Strong HEA Growth
The latest capital commitment comes at a time of rapid growth for Nada. Home Equity Agreement originations were more than ten times higher than a year earlier. That growth occurred in the first half of 2026. Originations grew on the back of higher homeowner demand. At the same time, Nada kept on growing its network of distribution partners. The larger network has helped the company reach a wider pool of potential homeowners.
With OCS joining its platform, Nada now has access to up to $500 million. The institutional capital comes from multiple capital partners. This diversified funding base supports Nada’s continued expansion. It also gives the company additional capacity to grow its Home Equity Agreement program.
“We have spent a significant amount of time evaluating the home equity agreement market and think the asset class offers a compelling way to gain exposure to the U.S. residential real estate market. We were attracted to Nada’s team, technology platform, and ability to originate assets at scale, and we look forward to supporting the company’s continued growth,” said Joshua Mercado, Managing Director and head of the asset-based finance vertical at OCS.
Home Equity Market Creates New Demand
The U.S. housing market continues to hold substantial homeowner equity. Federal Reserve data showed approximately $35 trillion in home equity during the first quarter of 2026.But mortgage rates are rising, and that’s changed how homeowners tap that equity. In a high-rate environment, many homeowners are finding cash-out refinancing less attractive. Meanwhile, home equity loans and HELOCs require monthly payments. These products also tend to consider income, credit and debt-to-income qualifications.
Some homeowners could face restrictions under those requirements. As such, Home Equity Agreements offer an alternative way to tap into home equity. Home equity agreement lets homeowners get cash today with Nada’s In exchange, homeowners give up some of their home’s future value. No monthly payment is required for the structure. Instead, the agreement achieves settlement at specific points.
For instance, the homeowner can pay off the agreement when he sells or refinances his home. They may also buy out the agreement during its term. Another advantage is that the agreement can be unwound at the end of the term of the contract. This structure gives homeowners an alternative way to access home equity without a required monthly payment.
“Just months after announcing our first large-scale institutional forward flow partnership, we are adding another,” said Tore Steen, CEO of Nada. “It reflects the momentum we’re building across both sides of our platform — growing homeowner demand and institutional capital — as we scale Nada into a long-term leader in home equity finance.”
The OCS partnership strengthens Nada’s institutional funding base. At the same time, it supports the company’s expanding Home Equity Agreement origination activity. The additional capital also positions Nada to serve growing homeowner demand. Furthermore, the partnership expands the company’s ability to work with institutional investors.
Nada’s latest agreement builds on its recent capital strategy. The company continues developing its platform around home equity finance. The combination of homeowner demand and institutional funding remains central to Nada’s growth plans. The OCS partnership adds another source of capital as the company expands its Home Equity Agreement business.
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News Source: Businesswire.com
