Pagaya Technologies (NASDAQ: PGY), a global financial technology firm specializing in AI-driven lending, has announced the successful close of a $400 million auto loan securitization (RPM 2025-4). This marks its fourth Auto ABS transaction in 2025, pushing its total issuance to $1.3 billion this year.
The newly rated AAA deal attracted wide investor interest. In fact, it became Pagaya’s largest auto loan securitization of the year. With 15 investors involved, the deal was oversubscribed, showing strong institutional confidence in Pagaya’s credit assets. Importantly, six investors were new participants, four of whom were also new to Pagaya’s broader capital markets ecosystem.
Pagaya drew a diverse investor base. Participants included insurance companies, domestic and foreign pension funds, hedge funds, and major investment managers. This variety shows growing trust in AI-driven lending and its performance in auto finance.
“Our capital markets platform continues to scale across asset classes,” said Sahil Chandiramani, Pagaya’s Head of Capital Markets. Every transaction deepens our strategic investor relationships while providing consistent data returns. In auto loan securitization, consistent performance is testament to the quality of our data and the power of our AI systems.
Pagaya has raised more than $30.2 billion in 74 ABS deals since 2018. The deals have financed a range of consumer lending segments, such as personal loans, auto finance, and point-of-sale credit. Pagaya’s platform, which leverages AI, continues to drive innovation in the financial technology ecosystem, particularly in the areas of auto loan securitization and scalable AI-based lending solutions.
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News Source: Businesswire.com
