Rational Exponent, an AI-native fintech company, has officially emerged from stealth with the launch of re:agent, a next-generation AI platform for banks. Built by banking experts and technology leaders, the platform helps financial institutions turn risk and compliance into engines of growth and innovation. With re:agent, banks can now create compliant, approval-ready products in days instead of months or years.
re:agent – Redefining Risk and Compliance for Financial Institutions
Today’s banking leaders face intense regulatory challenges, rapid digital transformation, and pressure to grow in a competitive landscape. Rational Exponent’s re:agent addresses these demands through three powerful product suites re:agent IQ, re:agent EX, and re:agent Business Catalyst. Together, they drive enterprise-wide automation, ensuring smarter governance and faster product innovation.
“As regulations continue to expand, banks are seeking intelligent automation to ease operational burdens,” said Ian Watson, Head of Risk Analyst at Celent. “Unlike typical compliance tools that stop at policy creation, re:agent advances further. It matures policies, operationalizes them, and ensures continuous workflow compliance. This allows banks to innovate confidently while staying within governance guardrails.”
re:agent Product Suite
re:agent IQ:
- Rationalizes policies, procedures, and controls.
- Provides analytical insights for validation and monitoring.
- Ensures the compliance framework remains robust and accurate.
re:agent EX:
- Embeds compliance by design into daily workflows.
- Maintains real-time compliance across operations.
- Keeps every transaction aligned with regulatory guardrails.
re:agent Business Catalyst:
- Connects IQ and EX into a full compliance-to-execution system.
- Enables business teams to design approval-ready banking products.
- Aligns product design, risk appetite, and compliance in one workspace.
AI-Driven Compliance for Smarter Banking
“Throughout my career, I’ve seen how regulatory complexity can quietly hinder innovation,” said Boe Hartman, Board Member at Rational Exponent and former Goldman Sachs Partner. “Rational Exponent changes that dynamic by transforming compliance and operational risk into business value. With AI-driven intelligence embedded in banking workflows, the platform empowers teams to innovate faster, reduce risk, and confidently achieve compliance. This is the breakthrough the banking industry has long needed.”
The introduction of re:agent marks a pivotal shift for the financial technology sector, offering banks an intelligent path to scale compliance, accelerate growth, and enhance efficiency all through automation and AI.
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News Source: Businesswire.com
