Thredd, a leading global payments processor, announced the launch of One View, a first-to-market fraud solution developed with Featurespace, a Visa solution. The platform intelligently monitors both card and non-card payments under a single, network-agnostic interface and rules engine, enhancing fraud detection while streamlining workflows.
The solution integrates account-to-account (A2A) and person-to-person (P2P) payment data into a single interface, giving fraud teams a 360° view of customer behavior. This unified approach enables faster detection, reduces analyst workloads, and increases operational efficiency.
Transforming Fraud Detection with Unified Data
Previously, fraud analysts had to log into separate systems for cards and payments. Now, they can access a consistent interface with unified workflows, reducing toggling and cutting resolution times. This leads to stronger fraud coverage with less strain on internal teams.
“For the first time, FinTechs, banks, and payment organizations can fully utilize their payment data to improve fraud detection,” said Jason Blackhurst, Global Head of Featurespace and Acceptance Risk Solutions at Visa. “Clients also benefit from Thredd’s expertise in solution integration and optimization,” he added.
Anthony Gudgeon, Head of Fraud Operations at Thredd, said: “Fraud teams can now detect unusual behavior patterns that isolated systems may miss. Self-resolving alerts allow customers to approve or decline transactions, reducing support workloads.”
AI-Powered Efficiency and Real-Time Adaptation
One View is an API-first, plug-and-play solution, enabling clients to go live quickly without upfront training. It can replace legacy fraud systems or act as an augmentation layer across cards and payments. This approach balances fraud detection with customer experience, minimizes false positives, and improves detection rates.
Featurespace powers the solution using AI and machine learning through its ARIC™ Risk Hub. The system adapts in real time to detect abnormal behavior and minimize errors. Since its inception at the University of Cambridge in 2008, Featurespace has advanced fraud prevention technology globally. Today, its solutions protect over 500 million consumers across 100 countries.
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News Source: Businesswire.com
