Experian was awarded gold in the 2025 Juniper Research Fintech Payments Awards for its banking fraud detection challenge solution, the First-Party Fraud Score. This award highlights Experian’s innovative solution in detecting new fraud patterns. The First-Party Fraud Score helps banks identify customers who may manipulate the data provided in their applications rather than using stolen data from other banks; the model analyzes behavior in the moment to assess for a high-risk profile using machine learning models.
Because this score specifically addresses “first-party fraud,” Experian reduces false positives while enabling smarter risk decisions. In addition, lenders can use this insight to protect their portfolios without overly penalizing honest users.
Experian Wins Gold for First-Party Fraud Detection Innovation
Experian earns gold for its First-Party Fraud Score at the 2025 Fintech Payments Awards. The model helps banks detect real time behavioral fraud. Executives say the win validates Experian’s data-driven fraud prevention approach. The solution integrates seamlessly with existing systems to strengthen defenses and improve customer experience.
Experian’s Head of Fraud Solutions said the award validates their research-driven, data-centric approach. They added that the recognition from Juniper underscores the scale and impact of first-party fraud in fintech and financial services.
Furthermore, the model integrates seamlessly with existing fraud systems, enabling banks to deploy it quickly. As a result, financial institutions can strengthen fraud defenses and improve customer experience concurrently.
With the win, Experian reinforces its reputation as a fraud prevention technology pioneer. The company plans to expand the reach of its First-Party Fraud Score into new markets and partnership opportunities.
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News Source: Businesswire.com
