Visa’s new data shows stablecoin payments are gaining traction across business and commercial card programs. Such programs now account for nearly 17% of card volume associated with stablecoins. The data shows the increasing importance of stablecoins in modern financial infrastructure. It also shows how companies are exploring new ways to handle money movement.
Meanwhile, companies and financial institutions are still experimenting with stablecoins for payments real-world use cases. These include settlement, treasury management, payouts and cross-border commerce.” Visa (NYSE: V) announced the results as companies continue to tap the potential of stablecoins for real-world financial use cases. The company pointed out that apart from digital asset trading, stablecoin adoption is expanding.
The latest numbers indicate a larger shift in the payments industry. Businesses are increasingly looking at stablecoins for day-to-day financial activity.
“Businesses aren’t looking for new payment technologies for the sake of innovation. They’re looking for trusted, reliable ways to move money,” said Mark Nelsen, Global Head of Product, Commercial & Money Movement Solutions, Visa. “What’s changing is that stablecoins are increasingly becoming part of the conversation around real business applications, from supplier payments and treasury operations to cross-border commerce.”
New Visa data shows:
- Approximately 17% of stablecoin-linked card volume in FY26 year-to-date occurred across business and commercial card programs.
- Visa today supports more than 160 stablecoin-linked card programs spanning consumer, business and commercial card activity.
- Payments volume across these programs has grown nearly 200% year over year.
- Businesses are increasingly exploring stablecoins for settlement, treasury management, payouts and cross-border commerce.
Stablecoins Go Beyond Digital Asset Trading
For years, businesses and consumers primarily associated stablecoins with digital asset markets. They enabled users to transfer funds between cryptocurrencies and make transactions on crypto exchanges. But that role is evolving as companies look at wider financial uses. Companies are increasingly using stablecoins for payments, treasury operations and liquidity management today.
And as such, stablecoin payments are becoming an increasingly important part of the wider digital payments ecosystem. The use of stablecoins by businesses to move money more quickly is also being examined. This changing market trend is supported by recent industry research from Allium. The research found that payments are now the fastest growing stablecoin use case.
The study estimates that the volume of payments per year is between $401 billion and $527 billion. Service fees are the biggest category of business payments at $56 billion. Payroll is next, with $43 billion in payment volume. There’s $28 billion more for supplier payments.
The research also emphasizes the global character of business transactions. Among the payment flows under review, B2B payments registered the largest cross-border share. Roughly 43% of B2B payment volume was cross-border. Thus, stablecoins could be increasingly used in international business payments.
Visa sees similar activity in its own ecosystem. In FY26 year-to-date, roughly 17% of stablecoin-linked card volume originated from business and commercial card programs.
This activity shows rising interest in stablecoins for several business functions. Such functions include treasury management, settlement and international trade. The figures also point to changing expectations around stablecoin payments. Companies are exploring practical financial infrastructure beyond trading.
Visa Expands Stablecoin Payment Infrastructure
Visa is working to expand its stablecoin capabilities in settlement, funds transfer and acceptance of payments. The firm is connecting stablecoin technology with current payment processes. Through a variety of initiatives, Visa is supporting settlements in stablecoins and other financial activity. The company is also continuing to build out Visa Direct pre-funding and payout capabilities.
These efforts link real-world payment flows with stablecoin innovation. So businesses can try out stablecoins in their existing payment and financial processes. The expansion also reflects broader patterns in the digital payments market. Companies need ever more reliable ways to move money, both domestically and internationally.
Meanwhile treasury teams are still on the hunt for efficient ways to manage liquidity. Stablecoins are becoming part of those conversations as companies look to new payment infrastructure. Visa’s data shows business and commercial card programs are a growing component of stablecoin activity. The company backs over 160 stablecoin-linked card programs across consumer, business and commercial activity.
And payment volume is up significantly across these programs. Visa reported nearly 200% year-on-year growth in the programs. The latest figures therefore show ongoing momentum around stablecoin payments. They also demonstrate how stablecoins are breaking into more general business payment uses.
As adoption matures, companies are looking at stablecoins for use cases beyond online assets. Relevant use cases are emerging around settlement, payouts, treasury operations and cross border commerce. Visa’s most recent data offers a glimpse of this transition across its payments ecosystem. That indicates companies are more and more considering stablecoins as part of wider plans for moving money around.
The trend could also further tie digital asset infrastructure to legacy payment networks. Meanwhile, companies are still exploring how stablecoins can facilitate practical financial operations. This evolving payments landscape is mirrored in Visa’s ongoing investment in stablecoin capabilities. The company is trying to tie stablecoin innovation to real-world financial flows.
Overall, the new data highlights the growing use of stablecoins for payments by businesses. And it shows how stablecoin payments are increasingly becoming part of the broader conversation around modern financial infrastructure.
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News Source: Businesswire.com
