Ant International has been able to offer real-time liquidity management across banks with its key banking partners through tokenised deposits. This comes after it was an active participant in the Hong Kong Monetary Authority’s (HKMA) EnsembleTX, following the HKMA’s announcement that interbank transactions using tokenised deposits can be settled under this initiative.
These transfers ranked among the first batch of live transactions completed under EnsembleTX. Consequently, they unlock 24/7 liquidity access and near-instant settlement.
Kelvin Li, General Manager of Platform Tech and Senior Vice President at Ant International, said: “EnsembleTX has laid the groundwork for agentic treasury. By pairing real-time intelligence from FalconTST with WhaleRTP’s proven settlement layer, AI agents can now make and execute decisions in continuous, automated flows. Together, they close the loop: the agent decides, and WhaleRTP executes. Supported by the HKMA’s clear guidance, this is the future of corporate treasury in Hong Kong and beyond.”
Live HKD Interbank Transactions with Leading Banks
Ant International has partnered with Bank of China (Hong Kong) (“BOCHK”, SEHK: 2388), China Construction Bank (Asia) (“CCB (Asia)”) and HSBC (SEHK: 5) to successfully conduct a number of real-time transactions in HKD during September to October 2026. This includes interbank flows of:
- BOCHK interbank transactions with CCB (Asia)
- CCB (Asia) interbank transactions
- HSBC interbank transactions
The team executed the transfers using tokenised deposit settled through the HKMA’s Central Bank Money (CeBM). Ant International initiated them via WhaleRTP, its proprietary blockchain-based wholesale settlement platform. Notably, each transaction moved from payment instruction to final receipt within five minutes. Thus, the process stayed near-instant and seamless.
Round-the-Clock Liquidity and the Shift to Agentic Treasury
Through this infrastructure, Ant International automated transaction execution. Moreover, it unlocked round-the-clock (24/7) liquidity access and strengthened its real-time cash management within Hong Kong. As a result, the company reduced its reliance on pre-funding requirements for liquidity movements. It also lowered the working capital it needs to operate.
Looking ahead, Ant International aims to move into the next step of real-time treasury, namely agentic treasury. This direction aligns with the recent launch of its full-stack,
AI-native suite of foreign exchange and treasury solutions.
In 2024, Ant International was admitted in the Ensemble Sandbox and in 2025 entered the greater Project Ensemble Architecture Community. It was one of the first industry leaders to successfully execute live cross bank trades using EnsembleTX and has made significant progress in commercializing tokenized deposits.
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News Source: Businesswire.com
